Your Payments Shouldn't Queue at the Border
From Ljubljana to Skopje, run cross-border business from one account: IBANs in EUR, GBP, USD and CAD, local rails in the EU, UK, US, Canada and UAE, built-in FX, and a relationship manager who knows your account.
- Apply online
- IBANs in EUR, GBP, USD & CAD
- Your own relationship manager
| Feature | Breinrock |
|---|---|
| IBANs in EUR, GBP, USD & CAD | One account |
| Local Rails in 5 Markets | EU, UK, US, CA, UAE |
| SWIFT Payments (40+ Currencies) | Available directly |
| Local Payouts (60+ Countries) | Through BPN International |
| Built-In Foreign Exchange | Convert in your account |
| Dedicated Relationship Manager | Personal support |
Your Business Moves Fast. Your Payments Don't.
You built the business. The payments are where it stalls.
Paid on Monday. Still Waiting on Thursday.
An international wire can pass through several correspondent banks before it lands, while your supplier waits for the deposit.
Another Form. Another Stamp. Another Queue.
Opening an account, adding a currency or changing a signatory too often means paperwork and a trip to the branch. That's a day taken from the business.
Converted Twice Before It Lands
A USD payment becomes EUR, then local currency, with an exchange rate applied at every step and no say in when it happens.
“Do You Have Local Bank Details?”
Clients in London, New York or Toronto ask for local payment details. All you can offer is an international wire, and paying you becomes their problem.
None of this is a business problem. It's a routing problem.
Get local account detailsWhy Breinrock?
Breinrock combines world-class financial infrastructure with personal relationship management.
Get Paid
Like a Local
Clients in the EU, UK, US, Canada and UAE can pay you over their own domestic rails instead of an international wire.
One Account,
Every Currency
Hold EUR, GBP, USD and CAD side by side and convert between them in the platform, instead of keeping a separate account for each currency.
A Person,
Not a Queue
Apply online, then work with a dedicated relationship manager who sets up your account structure and stays your contact for every transaction.
Go the
Distance
Send SWIFT payments in 40+ currencies and pay out locally in 60+ countries, whether it's a supplier in Munich or a partner in Dubai.
A Client in London Pays Your £10,000 Invoice
Here's how the money gets to you.
The long way
- 1Your client sends an international wire.
- 2It can pass through one or more correspondent banks on the way.
- 3Intermediary charges can be deducted before it arrives.
- 4It's often converted on arrival, before you decide which currency you need.
- 5You chase its status by email and phone.
The Breinrock route
- Your client pays your GBP IBAN over UK domestic rails, like paying a local supplier.
- It lands in your Breinrock account in GBP.
- You hold it, or convert to EUR or USD in the platform when you choose.
- Any question goes straight to your relationship manager.
From Sign-Up to First Payment in Three Steps
No branch visit. Here's the whole route, start to finish.
Sign up online
Create your account on the Breinrock platform from your laptop or phone.
Verify your business
Upload your company documents. Onboarding typically takes 1–3 business days once they're complete.
Meet your relationship manager
They set up your IBANs and account structure with you, then stay your contact for every payment that follows.
How Breinrock Stands Apart From Other Providers
| Feature | Breinrock | Typical Provider |
|---|---|---|
| Receiving From Clients Abroad | Local rails in the EU, UK, US, Canada & UAE | Mostly SWIFT |
| Multi-Currency IBANs | EUR, GBP, USD and CAD in one account | Limited |
| Paying Suppliers Abroad | SWIFT in 40+ currencies, local payouts in 60+ countries | Limited |
| Built-In Foreign Exchange | Convert between currencies inside your account | Separate step |
| Onboarding | Online, typically 1–3 business days once documents are complete | Often in-branch |
| Dedicated Relationship Manager | Every client gets one |
Choose Your Card
Four tiers, one platform. Pick the level of benefits that fits how you spend and travel.
Simple. Secure. Global.
A streamlined solution for everyday spending — security and ease of use across 150+ countries. Available in EUR and GBP.
- Physical & virtual card
- Real-time monitoring
- Global Mastercard acceptance
Simple. Secure. Built for Business.
The same streamlined security and ease of use as Standard, issued for corporate spending — expense control across 150+ countries. Available in EUR and GBP.
- Physical & virtual card
- Real-time monitoring
- Global Mastercard acceptance
- Built for corporate & team spend
Smart Payments, Exclusive Benefits
Premium benefits for frequent travellers, with concierge services, lounge access, and comprehensive travel insurance.
- 1,700+ airport lounges
- Concierge services
- Comprehensive travel insurance
- Multi-currency support
The Ultimate Financial Experience
Designed for high-net-worth individuals and frequent travellers. All Elite benefits plus an exclusive payments concierge.
- All Elite benefits
- Exclusive payments concierge
- Priority support & higher limits
- Multi-currency support
Leave the Queue Behind
Open your Breinrock account online and get a relationship manager who knows your business, not a ticket number.
Frequently Asked Questions
Registered businesses, corporate entities, and professional service providers that work across borders can apply. Availability depends on where your company is registered and on standard compliance checks, and your relationship manager confirms your setup during onboarding.
They pay your Breinrock IBAN over local EU rails. Clients in the UK, US, Canada, and UAE can pay you on their own domestic rails too.
Yes. Pay EU suppliers in EUR on local rails, or send SWIFT payments in 40+ currencies straight from your account. If you hold a different currency, built-in FX converts it first.
Corporate IBANs in EUR, GBP, USD, and CAD, with SWIFT transfers in 40+ currencies and local payouts to 60+ countries through BPN International.
You apply online. Onboarding typically takes 1–3 business days once your documents are complete, depending on jurisdiction and compliance checks.
Breinrock is a fintech platform that brings local and international payments, multi-currency accounts, and foreign exchange into one account, with a dedicated relationship manager.
Yes. Every client gets a dedicated Relationship Manager for onboarding, account structure, and day-to-day transactions.
Breinrock operates under regulated financial entities in multiple jurisdictions with compliance, AML, and data protection standards.
Open your account online from any button on this page, or use Get In Touch to talk it through with a Breinrock specialist first.