# Breinrock

> Modern banking and payment infrastructure — multi-currency accounts, local and cross-border payments, online FX, prepaid cards, and white-label Banking-as-a-Service.

Breinrock is a financial technology company offering multi-currency accounts, local and cross-border payments, online foreign exchange, prepaid cards, and white-label Banking-as-a-Service through regulated entities across six jurisdictions (Switzerland, the UAE, Cyprus, the Czech Republic, the United Kingdom, and Canada).

## Products
- [Local & Cross-Border Payments](https://www.breinrock.com/products/payment-network): Local payment rails across the UK, EU, US, Canada and UAE, plus SWIFT to 180+ countries.
- [BPN International](https://www.breinrock.com/products/bpn-international): Local payouts in 60+ countries in the recipient's currency — faster and cheaper than SWIFT.
- [Online Foreign Exchange](https://www.breinrock.com/products/foreign-exchange): 24/7 currency conversion between 60+ pairs at competitive rates.
- [White-Label BaaS](https://www.breinrock.com/products/banking-as-a-service): Offer accounts, payments and FX under your own brand without a full banking licence.
- [Rock 'N' Pay Prepaid Cards](https://www.breinrock.com/products/personal-cards): Mastercard-enabled prepaid cards for domestic and international use with real-time tracking.

## Key pages
- [Accounts](https://www.breinrock.com/accounts): Multi-currency IBAN accounts for businesses and individuals.
- [About](https://www.breinrock.com/about): Breinrock's mission, team and global presence.
- [Contact](https://www.breinrock.com/contact): Get in touch with the Breinrock team.
- [Careers](https://www.breinrock.com/careers): Open roles at Breinrock.
- [Blog](https://www.breinrock.com/blog): Insights on payments, foreign exchange and modern banking.

## Google Ads landing pages
- [Frustrated with slow international transfers and hidden fees?](https://www.breinrock.com/landing): Effortlessly collect, hold, and disburse funds like a local in over 35 currencies with Breinrock's global collection accounts. Simplify your international operations
- [Do Business Globally, Bank Locally](https://www.breinrock.com/welcome): Manage international operations through one Breinrock corporate IBAN with local payment rails in 60+ countries, global transfers, FX and expert human support built in
- [Do Business Globally, Bank Locally with a Corporate IBAN](https://www.breinrock.com/welcome-1): Manage international operations through one Breinrock corporate IBAN with local payment rails in 60+ countries, global transfers, FX and expert human support built in
- [Do Business Globally, Bank Locally with a Corporate IBAN](https://www.breinrock.com/welcome-2): Manage international operations through one Breinrock corporate IBAN with local payment rails in 60+ countries, global transfers, FX and expert human support built in
- [Business Accounts With Built-In Global Payment Networks](https://www.breinrock.com/business-account-1): Send and receive payments through local rails within the EU, UK, CA, US & UAE, and global payouts in 60+ countries, all from your Breinrock business account
- [One Business Account for Global Operations](https://www.breinrock.com/business-account-2): Manage international payments, receive and send funds locally, handle FX, and make global payouts from one business account
- [Reduce FX Costs With a Multi-Currency Account](https://www.breinrock.com/business-account-3): Avoid unnecessary conversions and manage global cash flow more efficiently with multi-currency business accounts
- [Corporate IBANs With Local Business Payments](https://www.breinrock.com/corporate-iban-1): Open a corporate account with dedicated IBANs, access to 40+ SWIFT currencies, 60+ local payout countries, built-in FX, and a personal relationship manager who supports your operations every step of the way
- [Do Business Globally, Bank Locally with a Corporate IBAN](https://www.breinrock.com/corporate-iban-2): Manage international operations through one Breinrock corporate IBAN with local payment rails in 60+ countries, global transfers, FX and expert human support built in
- [A Corporate IBAN With Dedicated Human Support](https://www.breinrock.com/corporate-iban-3): Every Breinrock corporate client is assigned a dedicated relationship manager to help structure accounts, optimize payments, and simplify cross-border transactions
- [FX Accounts Built for Global Business](https://www.breinrock.com/foreign-exchange-1): Execute foreign exchange transactions with transparent pricing and integrated settlement for international payments
- [Built-In Foreign Exchange for Business Payments](https://www.breinrock.com/foreign-exchange-2): Convert currencies directly within your account and streamline international payments without third-party FX providers
- [Simplify FX and Cross-Border Payments](https://www.breinrock.com/foreign-exchange-3): Manage currency exchange and international transfers in one place to reduce operational complexity
- [Fast Local Payments Across Key Markets](https://www.breinrock.com/local-payments-1): Send and receive local payments quickly through domestic rails in the EU, UK, US, Canada & UAE
- [Local Payment Rails for Global Businesses](https://www.breinrock.com/local-payments-2): Collect and distribute funds locally in major markets without setting up multiple bank accounts
- [Local Payments With Expert Support](https://www.breinrock.com/local-payments-3): Our team supports your local payment operations and helps optimize routing across regions
- [Fast Payouts to 60+ Countries](https://www.breinrock.com/local-payouts-1): Distribute funds globally with reliable payout networks covering 60+ countries
- [Global Payouts Without Operational Complexity](https://www.breinrock.com/local-payouts-2): Scale international payouts without opening local bank accounts in every country
- [Global Payouts Supported by your Personal Manager](https://www.breinrock.com/local-payouts-3): Work with a dedicated team to manage high-volume international payouts efficiently and securely
- [Multi-Currency Accounts for International Businesses](https://www.breinrock.com/multi-currency-account-1): Hold, manage, and transact in multiple currencies through one account designed for cross-border business needs
- [Hold and Transact in Multiple Currencies](https://www.breinrock.com/multi-currency-account-2): Access multiple currencies under one account with built-in FX and seamless international transfers
- [Instant Exchange With Multi-Currency Accounts](https://www.breinrock.com/multi-currency-account-3): Avoid unnecessary conversions and manage global cash flow more efficiently with multi-currency business accounts

## Blog
- [How to Open a Multi-Currency Business Account: Complete 2026 Guide](https://www.breinrock.com/blog/how-to-open-a-multi-currency-business-account): Learn how to open a multi-currency business account, compare provider types, and understand the documents and steps required for international business.
- [What Is Banking-as-a-Service? How BaaS Work](https://www.breinrock.com/blog/what-is-banking-as-a-service): Most companies building payment tools, marketplace platforms, or payroll software have no interest in applying for a financial licence. They want access to accounts, payments, and card infrastructure so they can build with it.
- [Local Rails vs SWIFT Payments: What Businesses Should Know](https://www.breinrock.com/blog/local-rails-and-swift-payments): Every international payment travels through infrastructure that determines how fast it arrives, how many hands it passes through, and how much visibility the sender gets along the way.
- [How Local Payments Are Evolving Across Global Markets](https://www.breinrock.com/blog/how-local-payments-are-evolving-across-global-markets): Global business is fast. Your payments should be too.
- [Investing in Real Estate: What Payment Methods & Cross-Border Payments Are Trending?](https://www.breinrock.com/blog/payment-methods-and-cross-border-payments-real-estate): The world is now a global village in its entirety, and it's no wonder that cross-border investments and purchases of important assets such as real estate have become so prevalent.
- [How Cross-Border Payments Can Help Your Business](https://www.breinrock.com/blog/how-cross-border-payments-can-help-your-business): International trade used to operate on long timelines, expensive wire transfers, and heavy reliance on correspondent banking relationships that most mid-sized businesses could not access easily.
- [5 Things to Consider When Choosing a Neobank](https://www.breinrock.com/blog/5-things-to-consider-when-choosing-a-neobank): Are you looking for the right banking provider for your international business transactions? Here are five key factors to consider when making your choice, from Breinrock—a global fintech brand specializing in cross-border payment solutions:
- [The Uprise of BAAS in 2024!](https://www.breinrock.com/blog/the-uprise-of-baas-in-2024): The Unstoppable Rise of BaaS: Transforming Banking with Corporate IBANs, Prepaid Cards, and Neobanking
- [Our New MultiCurrency Account!](https://www.breinrock.com/blog/our-new-multicurrency-account): We are thrilled to announce the upcoming launch of our new Multicurrency Account that allows you to receive payments in 40 currencies!
- [Fintech and AI: Revolutionizing the Financial Landscape](https://www.breinrock.com/blog/local-rails-vs-swift-payments): In today's rapidly evolving world, finance and technology gave birth to a phenomenon we call Fintech, where innovation meets finance.

## Policies
- [Switzerland policies](https://www.breinrock.com/policies/switzerland): Legal and regulatory policies for Breinrock in Switzerland.
- [United Arab Emirates policies](https://www.breinrock.com/policies/uae): Legal and regulatory policies for Breinrock in United Arab Emirates.
- [Cyprus policies](https://www.breinrock.com/policies/cyprus): Legal and regulatory policies for Breinrock in Cyprus.
- [Czech Republic policies](https://www.breinrock.com/policies/czech-republic): Legal and regulatory policies for Breinrock in Czech Republic.
- [United Kingdom policies](https://www.breinrock.com/policies/uk): Legal and regulatory policies for Breinrock in United Kingdom.
- [Canada policies](https://www.breinrock.com/policies/canada): Legal and regulatory policies for Breinrock in Canada.
- [Czech Republic policies](https://www.breinrock.com/policies/czech-republic-cz): Legal and regulatory policies for Breinrock in Czech Republic.

## Account access
- [Log in](https://ebank.breinrock.com/signIn): Sign in to the Breinrock eBanking portal.
- [Sign up](https://ebank.breinrock.com/signUp): Open a Breinrock account.